by Bri Borey | Oct 3, 2025 | Articles
Introduction 63% of covered US workers are enrolled in a self-funded health plan, according to the 2024 Kaiser Permanente Employer Health Benefits Survey. This includes 61% of covered workers at firms with 200 to 999 employees as well as a full 20% of workers at...
by Sandra St Onge | Jul 31, 2024 | Articles
In the final installment of our series on the COST advantages of group captives in managing an employer’s total cost of care, we focus on the “T” for Trust. While Community, Ownership, and Stability address general characteristics of group medical...
by Sandra St Onge | Jul 30, 2024 | Articles
In the third installment of our series exploring the COST advantage of group captives in managing an employer’s total cost of care, we delve into the “S” for Stability. Medical stop loss coverage can exhibit significant volatility, with health...
by Sandra St Onge | Jul 22, 2024 | Articles
In the second installment of our series on the COST advantages of group captives for managing employer healthcare expenses, we focus on the “O” in COST: Ownership. In the realm of stop-loss insurance, differentiation among carriers and providers has...
by Sandra St Onge | Jul 17, 2024 | Articles
In our previous article, we highlighted the benefits of adopting a Total Cost of Care model for employers to accurately assess and manage healthcare expenses for their employees beyond just health insurance costs. Taking this strategic approach further, how do group...
by Sandra St Onge | Jul 8, 2024 | Articles
Health insurance represents a major line item in an organization’s financial statements and is often perceived as one of the most challenging costs to control. However, for many mid-sized and larger companies, the actual insurance cost is a minor component of...
